OneMain Financial - Waxahachie (TX)

5 /5 Barbara Burton: My representative was very courteous, knowledgable, professional, was a great listener, and kind. I have used this company before, and was always trying to help you, if there was something major that came up in your life. This is the reason I came back. The staff is very helpful.

1 /5 Ray: Scam. I was "Pre-Approved" but after I submitted all info and went through a hard inquiry check, One Financial lowered their offer by 75% and doubled the interest rate. They force a credit check thus lowering your credit score and potential for a loan elsewhere. Pre approved for $15,500 w 17% interest. After going through all the hoops and hurdles I was offer $4000 w 31% interest. Over 30% interest!!! What a scam and unjust company. Steering consumers with fake pre approvals in order to get applications in their system.

1 /5 JET QUA: Watch out for these guys, they will pre approve you, and then ask for an outrageous amount of collateral, say over the amount of the loan. And this is even after they do a hard inquiry, they will nickel and dime you. And when they can’t see the debt you have to confirm even after you mention you have statements showing they exist they won’t believe and won’t let show them and neither will they go the distance to find out. They don’t want you money but they will mess with your credit score for FREE! I do not and will not ever recommend these guys, it’s best to stick with real banks, or real credit unions.

5 /5 Lisa James: Their interest is high but they helped me when I needed it. Even through Credit Karma showed I had a 687 credit score. They showed I had a 525 or so but like I said they helped me when I needed it? Also when I got laid off. They had insurance that would cover my payments until I find another job. Thanks again Im loyal to the ones that help me.♥

5 /5 Karen Leach: Melanie helped me with my loan and got me what I wanted. Melanie was very professional and friendly. I had my money in my account within 2 hours!