5 /5 Donna Kumler: Although our insurance benefits were essentially locked in at our retirements before Nicole opened her business, many if not all of our close friends have used her services. Based on what they have said about her and her team and based on how we personally regard Nicole, if we had any insurance needs whatsoever, we would go to her without a second thought! We have no doubt that her business is a reflection of who she is personally—kind and helpful, extremely knowledgeable, professional and upstanding! If this is what you want re your insurance needs, we wholeheartedly recommend that you let Morgan Medicare Solutions work for you!