5 /5 Jon Rubis: Can I give 6 stars?? If I would I could. Not sure where to even start, but Chad was awesome. We tested the waters with another lender, and Chad not only got us qualified for WAY more than the other guy, he did it at a rate that was so much lower, that the payment was the same. When we found the perfect house that was just a little outside of what we were qualified for, he helped push us over the top to get us approved. We also wanted to complicate things by closing about 2 weeks from the time we put the offer in.....for Chad, no problem. He was always available, and worked tirelessly to help us out. I truly felt that he wanted to get the house for us as much as we did. If you want the best service, and the best rates, call Chad at First Rate Financial.