1 /5 Corey Steelman: Title:*Punished for Using the Insurance I Pay For – State Farm Is a Disgrace*
I was a loyal State Farm customer for years, faithfully paying my premiums and even opting in for extra services like roadside assistance. But the moment I actually *used* those services—whether it was calling for a tow, replacing a busted taillight, or, worst of all, being forced to file a claim when a driver without insurance totaled my vehicle—State Farm treated me like a problem instead of a valued customer.
Let me be clear: I was dropped from their policy *for using the coverage I paid for*. What is the point of having insurance if youre penalized for using it? Im required by law to carry insurance, I paid for this coverage without fail, and the second it became inconvenient for them, they cast me aside.
State Farm talks a big game about being a "good neighbor," but neighbors don’t slam the door in your face when you need help. They’ll gladly take your money, but if you actually file claims—no matter how justified—they’ll label you high-risk and drop you. Its a shameful, predatory practice and a perfect example of whats wrong with the insurance industry.
If youre thinking of signing up with State Farm, think long and hard. Because the second you actually need them, you may find yourself abandoned, just like I was.
Follow up reply , thank you for providing additional reasons for policy non-renewal publicly for everyone to see (if thats even legal ) and thank you for reiterating that State farm can choose to cancel policies when we utilize uninsured motorist premiums and the additional full coverage that I pay in case someone with limited liability doesnt fully cover the incident. So we drop policies when people use their insurance for what it is intended for. We dont just purchase insurance because its the law we purchase insurance for the confidence of knowing that everything will be okay if an unexpected event occurred. apparently with State farm thats not how insurance is supposed to work.
