Sequinox - Lancaster (PA)

5 /5 James Lewis: Sequinox has been a great organization to work with. With Sequinox, there have been no dumb financial questions! We feel like the staff are family. Their caring and helpful approach has gone a long way in building our relationship. Thank you Mike!

1 /5 Kent Kise: Sequinox is all about Joe Wirbick. Challenged him on occasions thru the years on return performance and bottom line stay with low cost ETFs with low maintenance fees and let power of compounding create your wealth not line pockets of Joe and team. Be careful with this kid. Will love you to death (literally) but as agent on record to over $700k investments will not even return a call and NEVER buy any annuities from him!! Joe You are still listed as Agent of record on insurance policy and annuity (Agent Joe Wirbick) so assume you could simply pick up the phone for some questions. Why are you listed as agent? Assume you are still receiving agent fees. I know I challenged you on numerous points regarding poor portfolio performance vs low management fee diversified ETF’s but that is part of a healthy debate. Hopefully no hurt feelings? Appreciate the dates but these were your chosen times and when returned call you had your office handlers schedule weeks out so with a very heavy travel schedule ultimately gave up trying to connect. Last conversation you were recommending converting 401k to Roth - so glad we didn’t follow through given major tax consequences we would have incurred as cited by our CPA. Please follow up with why you are listed as the Agent of record on financial statements and advise why you are still listed, does this include any continuing agent fees and delist yourself immediately.

5 /5 Valerie H: I feel confident in the people at Sequinox. Joe is great to work with & very positive. Everyone else, Matt, Theresa are there for us too. In the almost year and a half since weve been with Sequinox, I feel like were really on a path with a plan to a good retirement.

5 /5 Jane Wolf: Until I met Joe Wirbick and was introduced to Sequinox I had a very bad outlook on financial advisors in general. They always seemed so accommodating and friendly but once they got the money, in my experience they left me flat. Working with Sequinox I feel that my interests are heard and being attended to. They call and schedule a meeting to review my portfolio in increments as I asked. During those meetings I feel that I am given the time to ask questions and to get advice from someone who understands my financial needs. I highly recommend them as personable and competent financial advisors.

5 /5 P Kevin Wenger: Sequinox is the most friendly and personalized Investment and financial team that my wife and I have ever met or worked with. Trust and the level of comfort and ease in who you work with in personal financial matters is everything, and Joe, Mike and the Equinox teams excels in all those areas.