5 /5 Maurice Solomon: Finding a small personal loan was a challenge because my credit score wasn’t great, but this company really delivered. I borrowed $800 to cover back-to-school supplies for my kids, and the entire process took less than 24 hours. Carlos, the rep, was fantastic—he explained the repayment terms and reassured me about my concerns. The only hiccup was needing to re-upload one document, which delayed the approval by an hour, but the funds were in my account by the next day. I appreciate how understanding they were about my situation and would use their service again.