1 /5 Lunar 4G: Please, find another lender, or wait until youre able to buy whatever it is in cash. I did business with Mark, and he tried to lie to me about what the lowest monthly payment would be on a vehicle loan. I asked multiple times after doing the math myself, why the payment was so high even with the higher than desired interest rate. So I was impatient and dumb enough to go to his office and entertain the loan because I wanted to buy the vehicle. Once I got there and he started getting the paperwork ready for signing, I had already brought his BEST HE COULD DO payment down $50/month over the phone, but now I realized that it was because he tried to force every kind of extra coverage on top of the loan without telling me. Thankfully Ive done many loans and knew what to look and listen for, and I made him remove this crap, which very clearly aggravated him. My payment was nearly half of what he quoted me then.
Very unprofessional, very scummy, and I BEG you not to do business with these people.