5 /5 Denny Adams: I needed a car and really thought I would have to go to a buy here pay here place and get hammered by the interest rate. But I went to AFCU, just going through the motions. Didnt expect to get approved. Felt like the castle janitor going to slay the dragon with a mop handle. Boy, was I surprised when I got the money, at a decent interest rate. I was able to deal with the car salesman on my terms. Had to go to Jacksonville, but thats another story. Erica, Rachel and Brenda in the loan department gave me excellent customer service.