1 /5 Victor R: This company misleads applicants online. They will say you are approved/pre-approved for several loan options, then call/email you to ask for collateral in order to secure the loan. They will even require homeowners will equity in their properties to put up additional collateral, such as motorcycles, RV, etc for their underwriting to more forward with your so-called approved/pre-approved loan. Be very cautious applicants, you be misled if this company comes up as a loan option online. They utilize Lending Tree and other online loan servicing companies to get your interest, and what is worst they will run a hard credit check, which hurts your credit rating.