Jacob Daniel - Financial Advisor, Ameriprise Financial Services, LLC - Visalia (CA)

Karl Holzenthal CBA trying to strong arm me into paying over $200. I was notified by a local water company (Kentwood) about four weeks ago that after four years I owe them money! No explanation no physical bill via mail to explain just emails and text! How can you ignore a past due bill for FOUR YEARS? Then without any notice they send it to collection! Now Im guessing they are going to report it to the credit report companies. SCAMMERS!!!

Oscar Fuentes Meeting was good. Explained my concerns and what my thoughts were. Brent gave some options and I added what I had to work with and we came to a working conclusion. Thank you Brent.

Sergio Morales I spoke with Michael because I’m looking for Credit repair company, he spent 35 minutes with me explaining to be aware of credit repot because they don’t truly remove late payment history. Also advices on the 30% rule. This would be best way to build credit. If you owe $100 pay $70 so the bank makes money and you don’t pay too much interest. Although it’s not exactly what I was looking for I will be taking his advice on $30 percent unsafe for credit building.