1 /5 Andrew Ruddy: Citibank is a joke. They allowed someone to remotely access my account, add a second person to my account, and to transfer my entire life savings to my checking account and then wire transfer it to someone in New York. The day this happened I was running a 103 fever and I answered yes to one text which I thought I was saying yes to lock the account. Instead that one yes text allowed someone to financially ruin me. Citi "investigated" the situation and ultimately blamed me for not securing my account even though I strictly used the "secure" phone specific login they told me to use. Oh yeah, the branch manager assured me I would get my money back but that was a lie. So here I am, out $28,900 dollars and struggling to pay my mortgage because I assume Citi didnt want to take the insurance hit to reimburse me. Please note that my account is 25 years old and they didnt care at all about the age or good standing of the account all these years.