Bailey Financial Management and Insurance Services - Irvine (CA)

Anna Petrenko Please don’t use them—not even as a last resort. What they offer isn’t a loan, it’s a lease disguised as one. They’ll promise you the option for early payoff, but when you ask for a quote just a few months in, they’ll demand the full amount of all future payments. We put $35,000 down and financed $50,000. After just three months, they told us the payoff amount was $90,000—even after applying an $11,000 "early payoff discount." The down payment we made didn’t reduce that amount at all. We agreed to the deal because they claimed we could save on interest by paying early. But the interest rate they charge exceeds legal limits. And because it’s a commercial transaction, there are no legal protections—this kind of predatory practice is technically allowed. They prey on small business owners when they’re most vulnerable. Please—wait, save more, and go through a real bank. Don’t let them trap you the way they trapped us.

Chuy Carreon Good service, convenient location, accessible on foot from the border crossing, good dollar-peso currency exchange rates, and other services such as check cashing, money orders, etc. In addition, service is available Monday through Saturday from 7:00 a.m. to 6:00 p.m.

Bryan Cordeiro Reyes I recommend this service to anyone who needs help. They are very fast and efficient.

Regina Crawford I have so many wonderful thoughts about my experience with Virtual Tax and Financial Services. My first consultation was scheduled online and I received a prompt telephone call from Ms. West. Ms. West is knowledgeable and professional. She listened to my needs to understand what I wanted to accomplish and exceeded my expectations. I highly recommend Virtual Tax and Financial. I am overwhelmingly satisfied with the expertise, professionalism and promptness of service that I received. If youre just starting out or looking to change your tax professional, I recommend that you book a consultation with Virtuous Tax and Financial.

Nilay Engin The professional service I always seeked for.