Andrew Berry: Omega Mortgage Loan Officer Red Bluff - Red Bluff (CA)

Vilma Ilknur is great. She helped us buy a house in 2010, and helped with refinancing three times since then. Always on top of things, and reaches out if she thinks you are eligible for a better rate. Follows the market, and always responds with the newest information.

Troy Staib Cant be successful without an amazing team supporting you and Rylan has knocked it out of the park with his team. You guys are wonderful to work with. Thanks for everything youve done. Troy

Anna Petrenko Please don’t use them—not even as a last resort. What they offer isn’t a loan, it’s a lease disguised as one. They’ll promise you the option for early payoff, but when you ask for a quote just a few months in, they’ll demand the full amount of all future payments. We put $35,000 down and financed $50,000. After just three months, they told us the payoff amount was $90,000—even after applying an $11,000 "early payoff discount." The down payment we made didn’t reduce that amount at all. We agreed to the deal because they claimed we could save on interest by paying early. But the interest rate they charge exceeds legal limits. And because it’s a commercial transaction, there are no legal protections—this kind of predatory practice is technically allowed. They prey on small business owners when they’re most vulnerable. Please—wait, save more, and go through a real bank. Don’t let them trap you the way they trapped us.